Small businesses are the #1 target for cybercrime — here’s how to fight back (for free)

💻 Cybersecurity Risks Every Small Business Owner Should Know

As small business owners, we juggle everything from finances to customer service. But one area that often slips under the radar is cybersecurity.

The reality? Cybercriminals love targeting small businesses because they assume we don’t have the same protections as big corporations. And too often, they’re right.

🚨 The Risks You Can’t Ignore

  • Phishing emails that look legitimate but trick you into clicking harmful links.
  • Ransomware that locks your files until you pay up.
  • Business email compromise where fraudsters impersonate suppliers or executives to steal money.
  • Weak passwords and outdated software that make it easy for hackers to get in.
  • Data breaches that expose sensitive client information and damage trust.

These aren’t just IT problems — they’re business problems. A single incident can cost thousands, disrupt operations, and harm your reputation.

🛡️ Simple Steps to Stay Safer

  • Turn on multi-factor authentication for all accounts.
  • Keep your systems and software up to date.
  • Back up your data regularly and securely.
  • Train your team to spot suspicious emails.
  • Limit access to sensitive information.

💡 Free Help You Might Not Know About

The good news? You don’t have to tackle this alone. There are free services designed specifically for small businesses:

  • IDCARE — Australia and New Zealand’s national identity and cyber support service. Offers incident response, cyber “first aid,” health checks, and one‑on‑one advice.
  • Australian Cyber Security Centre (ACSC) — Practical guides, alerts, and resources tailored for small and medium businesses.
  • Scamwatch — Run by the ACCC, it provides up‑to‑date information on scams and how to report them.
  • Cyber.gov.au — The government’s central hub for cyber safety, with step‑by‑step advice on protecting your business.

📌 Why This Matters

As a bookkeeping business, I see firsthand how much trust clients place in us to protect their financial data. Cybersecurity isn’t just about technology — it’s about safeguarding that trust.

So if you’re a small business owner, take five minutes today to review your cyber practices. And remember: if something goes wrong, help is out there and it’s free.

GST Compliance Changes in 2025: What Small Businesses Need to Know

Discover the latest GST compliance changes in Australia for 2025 and learn how a Registered BAS Agent can help your small business stay ahead.

Big Changes to GST Reporting in 2025

The Australian Taxation Office (ATO) has introduced new GST compliance measures that impact thousands of small businesses across the country. Starting 1 April 2025, businesses with a history of late BAS lodgements, missed payments, or inaccurate reporting may be moved from quarterly to monthly GST reporting.

This change is designed to improve compliance and help businesses stay on top of their obligations—but it also means more frequent reporting and tighter deadlines.

👉 Read Worrells’ summary of the ATO changes
👉 See EEA Advisory’s breakdown


Why Monthly Reporting Could Be a Good Thing

While monthly reporting might feel like a burden, it can actually offer several benefits:

  • Better cash flow management
    Smaller, more frequent payments are easier to budget for.
  • Timely financial insights
    Monthly BAS lodgements give you a clearer picture of your business’s performance.
  • Fewer errors
    Reconciling GST monthly means fewer transactions to review.
  • Workflow alignment
    Many businesses already operate on monthly invoicing cycles.

Even if your business isn’t required to switch, you might consider opting in voluntarily.


The Power of a Registered BAS Agent

If the idea of monthly reporting feels overwhelming, a Registered BAS Agent can make all the difference.

What They Do:

  • Prepare and lodge your BAS accurately and on time
  • Advise on GST obligations and entitlements
  • Help manage cash flow and budgeting around GST
  • Liaise with the ATO on your behalf

Why It Matters:

  • Peace of mind
    BAS Agents are licensed professionals regulated by the Tax Practitioners Board
  • Reduced risk
    Avoid costly errors and penalties with expert guidance.
  • Time savings
    Focus on running your business while your BAS Agent handles the admin.
  • ATO support
    If you’re moved to monthly reporting, they can help you transition smoothly—or even challenge the decision if needed.

Final Thoughts

GST compliance is tightening, and small businesses need to stay ahead. Whether you’re facing a shift to monthly reporting or simply want to streamline your BAS process, partnering with a Registered BAS Agent is one of the smartest moves you can make.

🔗 For legal context, see the ATO’s GST Determination GSTD 2025/1

Ready to Simplify Your GST Obligations?

Don’t let compliance changes slow you down. Whether you’re adjusting to monthly BAS reporting or just want peace of mind with your GST lodgements, working with a Registered BAS Agent can save you time, stress, and money.

Need help navigating the changes?
At Customised Accounting Matters, we specialise in helping small businesses stay compliant, confident, and in control.

📧 email cameron@customisedaccounting.com.au to book your free GST compliance review.